Review of Reconfigurement
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Review of Reconfigurement
[Following is a volunteer review of "Reconfigurement" by E. Alan Fleischauer.]
The book Reconfigurement by E. Alan Fleischauer is an excellent and well-thought-out book that deals with planning for retirement, financial literacy, health insurance, budgeting, savings, and investing among others. Many people in life find it difficult to plan especially for retirement but the book guide through the process of planning for retirement. The book starts by asking a few questions about money, passion, career transition and many others, all these questions were later answered with more clarity and how each could affect the future, especially the old age when no one could be able to work. The book provides step by step on how best one could prepare for retirement with a few questions; what are we going to do with those extra years(the retirement years)? How are we going to fund them? The author highlighted ways to rigorously prepare for retirement. He started with savings, which are the fundamental necessity for reconfiguring life. He proceeds to investment plans and stated the various investment plans, ranging from bonds, shares, mutual funds etc. He progressed to health insurance, which is one of the necessities after retirement, he stated the various options to consider for health insurance with their benefits and drawbacks. The concluding chapter highlighted the importance of budgeting.
A few things stood out for me in this book. First, the author is detailed, thorough and rigorous. This is evident in the way of presenting up-to-date facts and figures to drive home each point in each chapter. Second, the book helps in demystifying some of the social security myths like the age limit of 65, and guaranteed cost of living and this help me understand more about these concepts. Third, the book did not just leave its readers alone in reconfiguring life but provided a useful tool in doing this by recommending websites and software that could help in planning and even budgeting. Fourth, the book not only paints the picture of not planning well but also gives a thorough process of reconfiguring each aspect of life. This includes the best saving plan that suits different ages and careers and the insurance plan that befits a worker and a retiring worker.
However, I believe that the book can be improved upon if the following things can be considered. First, each chapter does not have a title. I believe that each chapter needs a title heading. This will serve as a point of contact as the reader engages in each chapter. Second, the pages are not well justified. Justification gives text a cleaner, more formal look to a book. It also gives typographic alignment, stretching and setting of a paragraph of text to both the left- and right-hand margins. Third, I noticed that a few repetitive words could be avoided. For instance, the phrase advantage and disadvantage of mutual funds appear up to like three times in chapter 7, this could be avoided by grouping them in a sequence. Fourth, the book may sound boring and difficult to follow through in some chapters to a non-U.S citizen whose country is not familiar with some of the terms used in the book.
The central focus of this book is planning for retirement but touches on some aspects of savings, investment and budgeting. So I recommend this book to everyone who wants to secure a good future even after retirement.
Although no book is error-free as I found a few errors and grammatical mistakes. All these errors were easily noticed in this book. The book lost a star due to the noticeable defects and therefore I rated this book 3 out of 4 stars.
******
Reconfigurement
View: on Bookshelves | on Amazon
The book Reconfigurement by E. Alan Fleischauer is an excellent and well-thought-out book that deals with planning for retirement, financial literacy, health insurance, budgeting, savings, and investing among others. Many people in life find it difficult to plan especially for retirement but the book guide through the process of planning for retirement. The book starts by asking a few questions about money, passion, career transition and many others, all these questions were later answered with more clarity and how each could affect the future, especially the old age when no one could be able to work. The book provides step by step on how best one could prepare for retirement with a few questions; what are we going to do with those extra years(the retirement years)? How are we going to fund them? The author highlighted ways to rigorously prepare for retirement. He started with savings, which are the fundamental necessity for reconfiguring life. He proceeds to investment plans and stated the various investment plans, ranging from bonds, shares, mutual funds etc. He progressed to health insurance, which is one of the necessities after retirement, he stated the various options to consider for health insurance with their benefits and drawbacks. The concluding chapter highlighted the importance of budgeting.
A few things stood out for me in this book. First, the author is detailed, thorough and rigorous. This is evident in the way of presenting up-to-date facts and figures to drive home each point in each chapter. Second, the book helps in demystifying some of the social security myths like the age limit of 65, and guaranteed cost of living and this help me understand more about these concepts. Third, the book did not just leave its readers alone in reconfiguring life but provided a useful tool in doing this by recommending websites and software that could help in planning and even budgeting. Fourth, the book not only paints the picture of not planning well but also gives a thorough process of reconfiguring each aspect of life. This includes the best saving plan that suits different ages and careers and the insurance plan that befits a worker and a retiring worker.
However, I believe that the book can be improved upon if the following things can be considered. First, each chapter does not have a title. I believe that each chapter needs a title heading. This will serve as a point of contact as the reader engages in each chapter. Second, the pages are not well justified. Justification gives text a cleaner, more formal look to a book. It also gives typographic alignment, stretching and setting of a paragraph of text to both the left- and right-hand margins. Third, I noticed that a few repetitive words could be avoided. For instance, the phrase advantage and disadvantage of mutual funds appear up to like three times in chapter 7, this could be avoided by grouping them in a sequence. Fourth, the book may sound boring and difficult to follow through in some chapters to a non-U.S citizen whose country is not familiar with some of the terms used in the book.
The central focus of this book is planning for retirement but touches on some aspects of savings, investment and budgeting. So I recommend this book to everyone who wants to secure a good future even after retirement.
Although no book is error-free as I found a few errors and grammatical mistakes. All these errors were easily noticed in this book. The book lost a star due to the noticeable defects and therefore I rated this book 3 out of 4 stars.
******
Reconfigurement
View: on Bookshelves | on Amazon
