Review by dawnsarai -- Debt Cleanse by Jorge P. Newbery
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dawnsarai
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- Latest Review: Debt Cleanse by Jorge P. Newbery
Review by dawnsarai -- Debt Cleanse by Jorge P. Newbery
[Following is a volunteer review of "Debt Cleanse" by Jorge P. Newbery.]
Imagine, if you could, not having to work long hours at a job that you hate? Think of what you could be doing instead if you didn’t have to work that job to pay off all the debt you have accumulated. Jorge P. Dewberry’s Debt Cleanse is the “What to Expect When You’re In Debt” book that will walk you through freeing yourself from the bondage of debt.
Debt Cleanse is an easy and accessible read that is light on jargon. What I enjoyed most about the book was his humor, and the catchy headlines peppered throughout the book.
Newberry treats the subject thoroughly, outlining in detail how to rid yourself of debt step-by-step. It’s clear that he is teaching from personal experience, that was painstakingly documented; this is not a copy and paste from Google job. What I didn’t care for in the book were the stereotypes that he played into, including the incompetent paralegal that he is counting on to make mistakes in your favor.
The book is well written and edited. There were, however, some errors in formatting in the appendix; instead of the numbers progressing in order, the numbers kept repeating. I would rate this book as a 3 out of 4 stars.
The advice in Debt Cleanse is unconventional. The process outlined is not for the faint-hearted, and I would say it’s for someone who has the luxury of time on their hands. This is not an overnight process, and you need to be able to withstand the discomfort that will come with dealing with collectors. The author also seems to assume that most people reading this book have a certain level of privilege that is not afforded to all groups of people. For example, people of color face the genuine chance of collection activities escalating to an unsafe level that could result in extremes such as imprisonment or even death. Someone with a level of privilege can afford to assert their “rights” and safely assume the situation will not deteriorate.
In contrast, those who inhabit black and brown bodies that are cast as threatening before may not walk away from the matter unscathed. In the same vein, his recommendation to put the money not being used to pay creditors into a settlement wallet presumes a person in a financial situation stable enough not to have to need that money for other necessities. With that said, I think that anyone that finds themselves drowning in a sea of debt can benefit from this book because he does an excellent job of telling you what to expect at every moment in the debt collection process down to how long each step should take. This knowledge can be useful in reducing the anxiety that comes with dealing with the unknown, often scary ordeal of getting yourself out of a challenging situation.
******
Debt Cleanse
View: on Bookshelves | on Amazon
Imagine, if you could, not having to work long hours at a job that you hate? Think of what you could be doing instead if you didn’t have to work that job to pay off all the debt you have accumulated. Jorge P. Dewberry’s Debt Cleanse is the “What to Expect When You’re In Debt” book that will walk you through freeing yourself from the bondage of debt.
Debt Cleanse is an easy and accessible read that is light on jargon. What I enjoyed most about the book was his humor, and the catchy headlines peppered throughout the book.
Newberry treats the subject thoroughly, outlining in detail how to rid yourself of debt step-by-step. It’s clear that he is teaching from personal experience, that was painstakingly documented; this is not a copy and paste from Google job. What I didn’t care for in the book were the stereotypes that he played into, including the incompetent paralegal that he is counting on to make mistakes in your favor.
The book is well written and edited. There were, however, some errors in formatting in the appendix; instead of the numbers progressing in order, the numbers kept repeating. I would rate this book as a 3 out of 4 stars.
The advice in Debt Cleanse is unconventional. The process outlined is not for the faint-hearted, and I would say it’s for someone who has the luxury of time on their hands. This is not an overnight process, and you need to be able to withstand the discomfort that will come with dealing with collectors. The author also seems to assume that most people reading this book have a certain level of privilege that is not afforded to all groups of people. For example, people of color face the genuine chance of collection activities escalating to an unsafe level that could result in extremes such as imprisonment or even death. Someone with a level of privilege can afford to assert their “rights” and safely assume the situation will not deteriorate.
In contrast, those who inhabit black and brown bodies that are cast as threatening before may not walk away from the matter unscathed. In the same vein, his recommendation to put the money not being used to pay creditors into a settlement wallet presumes a person in a financial situation stable enough not to have to need that money for other necessities. With that said, I think that anyone that finds themselves drowning in a sea of debt can benefit from this book because he does an excellent job of telling you what to expect at every moment in the debt collection process down to how long each step should take. This knowledge can be useful in reducing the anxiety that comes with dealing with the unknown, often scary ordeal of getting yourself out of a challenging situation.
******
Debt Cleanse
View: on Bookshelves | on Amazon
Latest Review: Debt Cleanse by Jorge P. Newbery
