Review by Hip+ -- Debt Cleanse by Jorge P. Newbery
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Review by Hip+ -- Debt Cleanse by Jorge P. Newbery
We, as a country, and all across the world are currently being gripped by a pandemic where people are either voluntarily staying at home or they are being mandated to do so. Businesses have temporarily closed, groceries stores are being overrun, social distancing has become necessary, toilet paper may very well become more expensive than gasoline, and people all around us are facing the possibility of serious financial crisis. Everything feels uncertain and scary. It is hard to be sure what the future may hold for each of us, but from a financial perspective, this book offers a unique and rather detailed road map for our unbalanced times.
In February 2016, Jorge P. Newbery released a book titled Debt Cleanse: How to Settle your Unaffordable Debts For Pennies On The Dollar (And Not Pay Some At All). This book was born from a natural disaster that ravished his thriving business and left him millions of dollars in debt. Unable to sleep, swarmed by creditors, and with collectors nipping at his heals, he takes us on a roller coaster ride through what he learned in trying to disengage himself from the pit that threatened to swallow him whole.
The first several chapters of Debt Cleanse: How to Settle your Unaffordable Debts For Pennies On The Dollar (And Not Pay Some At All) helps to set a foundation and are written with self-efficacy and a wry sense of humor. The following chapters are broken down by type of debt and give you step-by-step instructions on how to handle each debt type from beginning to end. This book is packed with easy to use form letters, ideas for deficiencies, logs, and even a website for extra support and information.
What I like most about this book is that you can focus on the chapters that most apply to you and you can work the processes in a way that best suits your needs. I also like the support tools and documents. On the flip side, I am not a fan of the fact that there are links at the end of each chapter with no lead-in or direction from the author. Some of the chapters feel unnecessarily repetitive and one chapter in particular has a lot of legal verbiage, which makes it hard to follow at times.
Author Jorge P. Newbery brings us a book about debt from a vastly different point of view. Debt Cleanse: How to Settle your Unaffordable Debts For Pennies On The Dollar (And Not Pay Some At All) is well edited and the authors hard won experiences lend themselves to giving the vast majority of us (at one time or another in life), a good reason to add a copy to our libraries. Overall, I would give this book a rating of 3 out of 4 stars.
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Debt Cleanse
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