4 out of 4 stars
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Make It Rain by Vercie Lark is a simple, yet informative nonfiction text that can assist those who need some financial advice. With just over one-hundred pages, Mr. Lark presents readers a step-by-step approach on how to accumulate wealth in order to provide financial security for themselves and their families.
This ten-step program covers a number of financial topics. From setting up an educational goal to investment opportunities to retirement suggestions, the author seems to cover a lot of basics in considering how to become wealthy. Within each step, there is a “Make it Rain” section where the author summarizes his thoughts in an easy-to-understand fashion.
One of my favorite aspects of the book was the author’s conversational tone and openness while communicating his ideas. Mr. Lark shared some of the financial mistakes he’s made and what he learned from them. For instance, he believed a “get-rich-quick” scheme and lost several thousands of dollars. Though this wasn’t his best decision, he learned to never fall for them again while urging others to do the same. Including some of his mistakes may help readers feel comfortable and less embarrassed of financial decisions they have made.
Though seemingly simple, money can be an area where many struggle and it’s great to have Make It Rain as a resource. As the author has said, a typical education does not actually teach how to invest, save for retirement, and generally be financially smart. Just the simple act of analyzing what is needed versus what is desired or putting away a small part of one's weekly checks could amount to a lot for the future. Then, the advice of reanalyzing one's budget when life events occur was a part of the book I found myself agreeing with everything that was said. Getting married, planning for a baby, buying a new car, and purchasing a home are some of the reasons that people would need to revise their budget. Seemingly simple, but how many people actually do this?
On the other hand, I did find some of the information to be a bit overwhelming. A main example would be when Mr. Lark presented several investment-related terms and their definitions. These terms were not used in context, instead they seemed almost like a glossary part-way through the book. Along with it being overwhelming, it also disrupted the writing flow. Luckily, this didn’t happen too often, which made the remaining text more comprehensive.
I found the book to be practical, handy, and even eye-opening. Even with its overwhelming section and a handful of errors, I rate Make It Rain a 4 out of 4 stars. I would recommend the book to young college students and even some grown adults who would like to think about the future and how to manage their money better.
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Make It Rain
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