Official Review: I Give You Credit by Carlos Ariel Then
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- Melisa Jane
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Official Review: I Give You Credit by Carlos Ariel Then
During tough economic times like this one, people often find refuge in lenders. However, over-reliance on creditors may affect one’s credit score. I Give You Credit: A Do It Yourself Guide to Credit Repair by Carlos Ariel Then is a self-help book that not only educates the readers on the basic credit score terms but also helps them to correct their credit scores.
This book contains six chapters but is divided into two parts. Part I, Understanding Your Credit, comprises two chapters. It introduces the reader to the basics of a credit score by looking into the history of the credit regulating companies as well as taking the readers through the unfamiliar credit acronyms. Part II, Preparing Your Credit, comprises four chapters. It sheds some light on how inaccurate information can negatively affect one’s credit score and instructs on how to correct these pieces of information.
Carlos graduated with a degree in applied economics and international relations from the University of Rhode Island. He also has vast experience in the corporate world of banking, investment, taxes, among others. He uses his knowledge and experiences to educate people on the importance of a good credit score, and how to improve it.
I found this book very informative. I learned the meaning of some acronyms such as FICO, as well as the elements that determine a credit score. I like that the author gave practical examples that are not only relatable but also simple and, therefore, easy to understand. Since the author includes all the letters in this book, anyone who wants to rectify his credit score won’t have to draft other letters. I also appreciate that the author included some contact information to the three major Credit Reference Bureau (CRB) companies. This will make it easier to communicate with them.
Although this is a brilliant book, there are several things that need to be improved. To begin with, the whole of this book is written in capital letters. This made the reading very challenging. I’m sure that this is one reason for poor editing too. I found very many grammatical, structural, and spelling mistakes which could be easily corrected if the book was properly cased. I, therefore, recommend that this is looked into.
In conclusion, because of the aforementioned dislikes, I rate this book 3 out of 4 stars . I would rate it 4 out of 4 stars were it not for the capitalization and the multiple grammatical errors. I recommend it to anyone who intends to correct his/her credit score. Anyone who likes a nicely structured book can be easily put off.
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I Give You Credit
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~ Scott Hughes
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Thank you for the insightful review.
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That's true. Thanks for the commentsJulyet_Chris wrote: ↑31 May 2020, 02:40 A nice description,I’m particularly impressed by the book having parts,Makes reading easier.
~ Scott Hughes
- Melisa Jane
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You can learn so much from it, even if you're not from the US. Thanks for stopping by.
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- Melisa Jane
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This book will definitely help you. Thanks for stopping byAdanna Inya wrote: ↑31 May 2020, 10:17 I'm always weary of taking loans from banks and money lenders. I never have anyway. But this informative book will do a lot to ease my fears and show business owners how best to go about it. Great review!
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- Melisa Jane
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I'm glad you shared your thoughts. Thanks for the comments
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- Melisa Jane
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You're sure to learn a lot from the book. Thanks for the commentsKanda_theGreat wrote: ↑01 Jun 2020, 13:12 I'm personally interested in finding out how I can correct my credit score, incase I unfortunately fall into unforeseen bad debt.
Thank you for the insightful review.
~ Scott Hughes
- Melisa Jane
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In that case, you're in the right place, go for it! Thanks for leaving a commentJlblawrence wrote: ↑01 Jun 2020, 13:54 I understand nothing about credit scores or how financial institutions work, so maybe I should look into this one. Thanks for the review!
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