[Following is the official OnlineBookClub.org review of "Kill Your Dragon: Reboot Your Credit Rating and Live Debt Free." by AK Twelvetrees.]
Kill Your Dragon: Reboot Your Credit Rating and Live Debt Free is written by A.K. Twelvetrees. This is a non-fiction, self help book. The so-called dragon from the title is a person's debt, and the purpose of reading this is to help people become debt free and less stressed.
The author starts out by giving the total debt in the USA and telling how many are affected by debt and how it has nothing to do with how smart or educated the person is. The author writes how he is not judging anyone as he had his own problems with debt. Also, how not only does debt cause people to struggle financially but emotionally as well. How debt can cause stress and even relationship problems.
Then you read about a couple named Sam and Amy. How Sam came into the relationship already in debt and didn't tell Amy. Then how they get progressively sucked into being more in debt. This is just an example and every persons story will be a little different but the outcome is the same, being in debt. There are seven main points that everyone's story about debt probably has, such as, starting out with great credit getting a high spending card and available income decreasing as you pay more in increasing amount of debt. There is also a little test to see where you, the reader, are in area of debt.
The author also shares own story of dealing with debt. Which started out with hoping to get a new job and buying new clothes and shoes on a credit card.
There is also a section on how to start digging yourself out of credit card and store card debt. Which I found very amusing. Things such as renaming your cards with a bad name and some funny visualizations.
I personally thought this book was a fast read and entertaining. It was not a preaching book, but rather put the information in an easy way. Most of the information people may know like you pay more for something when you buy it with a credit card. But, sometimes people like to stay oblivious to these things and this book is trying to tell people to add up the debt they have and work on getting rid of it. I feel like many people could get a use out of reading this book and hopefully it will help to open there eyes about the way they view credit cards. I know out of personal experience that I wish I would have thought about credit cards differently when I was younger as well.
I rate this book 4 out of 4 stars
***Buy "Kill Your Dragon: Reboot Your Credit Rating and Live Debt Free." on Amazon